French Mortgages : French mortgage glossary

At Mortgage France we understand that the world of French financing can be complicated as it is; but complex terminology in a variety of languages can only serve to make it even more difficult.

In an attempt to counteract this we have developed a glossary to explain some of the most common terms used.

French English
Acheteur Purchaser/Buyer
Acompte Deposit
Acte Authentique Deed of Sale
Acte de Vente Final sales agreement
Agent immobilier Estate agent
Assurance décès Life Assurance
Avocat Solicitor
Barame des honorament Scale of Fees
en Bonne état In good condition
Calme Quiet
Cession Conveyance
Compromis/Promesse de vente Preliminary sales agreement
Condition suspensive Let-out clause
Contrat de réservation Reservation contract
Cuisine aménegée Fitted kitchen
Cuisine équipée Equipped kitchen
Cuisine americaine Open plan kitchen
en Deux (2) niveaux 2 storey
Expertise Valuation appraisal
Exposé Nord North facing
Feuille de paie Payslip
Frais de dossier Mortgage arrangement fee
Frais de notaire Notaire fees
Hypothèque Legal charge (mortgage deed)
Juriste Lawyer
Mandat de Vente Contract to sell
Maison 4 pièces 4 room house (plus kitchen & bathroom)
Multirisques Habitation Buildings & contents insurance policy
Notaire French notary (Solicitor/Lawyer)
Période d’anticipation Pre-completion period
de Plain-pied Single storey
Possesseur Owner
Prêteur Lender
Propriété Property
Relevé de compte Bank statement
a Rénover In need of renovation
3, 4 pièces 3 or 4 rooms (plus kitchen & bathroom)
TVA VAT
Vendeur Vendor
Vente en l’État Futur d’Achievement VEFA Purchase of property not yet complete

 

Found a property? Request a quote now or call +44 (0)207 484 4636